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Protect Yourself. Protect Your Rights.

Affordable liability coverage for gun owners — accidental discharges, lawful personal defense, and legal liability for lost or stolen firearms. Plans from $75/year.

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   What's Covered?

Providing insurance for outdoor enthusiasts like you for more than 23 years

Protecting your firearm from theft or damage is not the only thing you need to worry about. Even the most responsible gun owners can run into trouble, whether from accidental discharge, home defense, or liabilty for your stolen firearm being used in a crime. ArmSafe Personal Firearm Liability provides coverage that protects you from these worst-case scenarios, at an affordable price. When you need to unholster your firearm, rest assured that ArmSafe has your back.

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Affordable protection for responsible gun owners — from accidents to lawful personal defense.

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Available Plans

$250,000 Combined Single Limit
$50,000 Defense Reimbursement Sublimit

$75 / Year*


Why this matters: One incident — even an accident — can cost tens of thousands in legal fees. This entry-level plan gives you real protection for very little money.

$500,000 Combined Single Limit
$100,000 Defense Reimbursement Sublimit

$125 / Year*


Why this matters: More coverage, more defense support. Ideal if you often carry, hunt, or visit public ranges where liability risks are higher.

$1,000,000 Combined Single Limit
$150,000 Defense Reimbursement Sublimit

$175 / Year*


Why this matters: Covers big legal bills and gives serious peace of mind. Designed for gun owners who understand how fast things escalate when lawyers get involved.

$1,500,000 Combined Single Limit
$250,000 Defense Reimbursement Sublimit

$265 / Year*


Why this matters: Maximum protection for serious situations. If you're carrying regularly or concerned about worst-case scenarios, this plan leaves little to chance.

* Before Taxes & Fees

What's Covered?

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Hunting and shooting accident liability

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Accidental Discharge Coverage

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Lost or Stolen Firearm Liability

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Lawful Personal Defense

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Affordable protection for responsible gun owners — from accidents to to lawful personal defense.

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Frequently Asked Questions

Coverage Basics

What does this insurance actually cover?
Does it cover accidents?
Am I covered during lawful personal defense?
Does it help with civil lawsuits?
Does it work with other insurance?

What's Not Covered

What if I was drinking?
Does it cover criminal acts?
What if I damage my own stuff?
Is paintball or airsoft covered?
Can I use it for work-related incidents?

Where & When It Applies

Where am I covered?
Does it cover the range or hunt club?
What if someone else uses my gun?
What if my gun is lost or stolen?

Claims & Policy Management

How do I file a claim?
Do I get reimbursed for legal defense in a self-defense case?
What proof do I need for reimbursement?
Can my family use the policy if I pass away?
Can I cancel anytime?